How inflation eats your money
Inflation means the same goods cost more over time, so a fixed amount of cash buys less each year. This calculator shows both what today's prices grow to, and how much real buying power your money loses if it just sits idle.
Protect your buying power
- Cash loses value to inflation — invest long-term savings.
- Assets like stocks and real estate historically outpace inflation.
- Revisit salary and budgets yearly to keep up.
Frequently asked questions
What inflation rate should I use?
Long-run averages are often 2–4%, but it varies by country and year. Use your local figure.
Is this exact?
It assumes a steady rate. Real inflation fluctuates, so treat it as a clear estimate.
Methodology and assumptions
- Instant browser math: results update from the inputs on this page and are not sent to an account.
- Next-step design: the score and action prompt are meant to help you compare scenarios and take one small practical step.