Last updated: June 2026
Welcome to calcoras.com ("Calcoras", "we", "us"). By accessing or using this Site, you agree to these Terms of Service. If you don't agree, please don't use the Site.
Use of the Site
Calcoras offers free calculators, tools and content for your personal, non-commercial use. You agree to use the Site lawfully and not to misuse it, disrupt it, attempt to gain unauthorized access, or scrape or copy it at scale.
No professional advice
All tools and content are for general information and education only and are not financial, tax or legal advice. See our Disclaimer. Results are estimates; verify important decisions with a qualified professional.
Intellectual property
The Site's design, text, calculators and original content are owned by Calcoras and protected by applicable laws. You may use the tools and share links freely, but you may not copy, republish or redistribute our content or code without permission.
Digital products & refunds
Items in the Calcoras Shop (the AI Studio tools, printable planners, and the e-book) are digital products delivered instantly by download after checkout. Because delivery is instant and the product is fully accessible immediately, all sales are final and we do not offer refunds, except where required by applicable law. If a download link fails or a file is corrupted, contact us and we will fix access at no charge.
"As is", no warranty
The Site and its tools are provided "as is" and "as available", without warranties of any kind. We don't guarantee the Site will be error-free, uninterrupted, or that results will be accurate for your situation.
Limitation of liability
To the fullest extent permitted by law, Calcoras is not liable for any direct, indirect or consequential loss or damage arising from your use of (or inability to use) the Site or reliance on any tool or content.
Third-party links & ads
The Site contains advertising and links to third-party sites. We are not responsible for the content, products or practices of third parties. See our Privacy Policy.
Changes
We may update these Terms from time to time. Continued use of the Site after changes means you accept the updated Terms.
Contact
Questions about these Terms? Email mitra@calcoras.com.